Give yourself more, far more, with G-Money!

We are here to help you thrive financially, by availing quality, secure solutions coupled with market-leading user experience to make life easier and better for you

Ghana’s Mobile Money transactions surge

As of April 2025, registered mobile money accounts reached 75.2 million, with a transaction value of GHS 365 billion in a single month.

Bank of Ghana on “Banking the Last Mile”

A speech that highlights Ghana’s mobile money dominance—97% of digital transactions in volume, 72% in value.

G-Money seeks to democratize access to finance in Ghana (and beyond), with a particular focus on the youth, SMEs, undeserved or underprivileged women, and Fintechs.

We believe that these segments (some of which, unfortunately and ironically, have hitherto had limited access to tailored financial solutions) are among the best opportunities for incremental wealth creation and socioeconomic growth. Our mission is to empower and enable these individuals, entrepreneurs, and entities to participate fully and effectively in the local (and eventually global) financial ecosystem.

We are committed to providing best-of-breed products and services, along with excellent customer experience as we continually strive to make a difference.

Empower and enable customers and communities to readily and efficiently access financial solutions and services via secure and highly available digital channels.

We enable our customers to perform the following (among others)...

Make payments to merchants, vendors, and partners

Perform bulk payments (both on-net and cross-net) to satisfy broad disbursements, such as salary payments

Transfer money to peer or organizational wallets or bank accounts etc

Receive international remittances

Contract digitally-sourced short-term loans / credit for personal or commercial needs

Organize closed group collections and disbursements (ie for various associations or memberships)

Make lifestyle-driven savings and investments

Undertake cross-border money swaps

Access financial literacy, industry insights, and other useful material.

What we offer

We avail a set of digital financial solutions and services that are designed to meet the changing needs of our customers and partners. Our products can also be tailored to address peculiar or nuanced needs. Using our dynamic and secure platform, G-Money users are able to perform the following types of transactions:

Money Transfer

Customers are able to send money from their Gmoney wallets to other wallets(G-money or others)as well as to Bank accounts

Over and above the aforementioned transaction types, we have developed several targeted solutions for our target segments. For even better value, customers may earn loyalty points that can be redeemed for goods and services at participating partner premises or facilities. To access and take advantage of our award-winning services, customers, agents and merchants can access our channels as follows:

USSD

The standard and most used channel for accessing our services, available on both feature phones and smartphones. Simply dial *488# and transact.

Consumer Mobile App

An alternative, feature-rich, and user-friendly channel available to consumers via smartphones. Users can download the app on their Android and iOS devices.

Agent & Merchant App

A mobile app specifically for our Agents and Merchants to be able to perform peculiar transactions more conveniently. Please contact us for more information.

Corporate Portal

Our business clients (institutions, merchants, agents etc) utilize our B2B services via this secure and online corporate portal. Please contact us for any assistance.

NB: If you are interested in any of our products (or channels), please contact us for more information. In most cases, you will be required to register / onboard in accordance with national KYC requirements. We are available to support where needed, so feel free to contact us via telephone on 0800 422422 or e-mail on support@gmfs.africa.

You may also find out about our charges and limits here.

Who we serve

With a purpose of making life easier and better for those who choose to use us, and a mission of digitally democratizing access to financial services, our calling is to help solve problems and bridge the access gap to financial services and solutions.

While we provide products and services that can be accessed by all and sundry, we have developed some that are particularly suited to the youth, SMEs and entrepreneurs, and other fintech players. We also support larger organizations (businesses, charities, and parastatals) who want to reach both formal and semi-formal beneficiaries.

Overall, we have more than 1 million registered users, some of whom perform tailored transactions to meet specific ends. During the last few years, we have provided specific and valued support to individuals, SMEs, and Institutions alike, to help them achieve specific financial goals / objectives. Below are a few notable customers that have worked with us over the years:

Tariffs & Limits

We remain one of the most cost-effective digital wallet service providers in Ghana, offering quality products and services at highly competitive prices. Our service fees / charges are shown in the table below: